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If you are just getting a business off the ground, have bought equipment and started hiring employees, insurance should be top of mind.  There are four types of insurance that most small businesses purchase to protect themselves, and without them one accident or oversight could leave you with liabilities you may not be able to
California’s Workers’ Compensation Insurance Rating Bureau is recommending that benchmark workers’ compensation rates for all class codes in the state increase an average of 7.6%. The proposal comes as the economy heats up and, typically during times of growth, workplace injuries also increase. The recommendation, if approved by the state insurance commissioner, would affect all
In 2020, more than 20,000 people were injured in workplace assaults; almost 400 died. The number of workplace injuries and fatalities from violent incidents has climbed steadily over the past decade.   While some workplaces, such as health care facilities, are at greater risk than others of these incidents, no workplace is immune. Advance preparation for
Class-action lawsuits by workers against employers have risen dramatically during the COVID-19 pandemic and settlement amounts have hit record levels, a trend that is likely to continue in 2022, according to a new report. The report by law firm Seyfarth Shaw, LLP highlights the biggest litigation threats employers face in these unprecedented times of economic
With more lawsuits proliferating against employers during the COVID-19 pandemic, businesses have to be more diligent than ever about their record-keeping. Besides facing lawsuits alleging a business didn’t do enough to protect its employees or the public, employers are also contending with a tougher regulatory climate thanks to a number of new state and federal
What would your employees do in an emergency?  Are they prepared for the unexpected? Do they know what to do? Do they know whom to call for help? Are they qualified to help? If you answered yes to these questions, then great, but if you answered no, then you need to pay special attention. All
One workers’ compensation claim can send your experience modifier spiraling out of control if the injured employee stays away from work for an extended period of time.  The longer they are off work, the more costly the claim becomes since they will continue receiving temporary disability payments. That’s in addition to any medical expenses that
As businesses begin to reopen and many workers return to work, one of the main provisions of the CARES Act is set to expire on July 31, 2020. Created as a short-term benefit, federal Pandemic Unemployment Compensation (FPUC) program provides all individuals who receive state unemployment benefits an additional $600 per week for up to
Catalogs are not a thing of the past. In fact, people enjoy receiving catalogs more than you’d think. The average time spent looking at a catalog is 15.5 minutes and consumers tend to hold on to them for several weeks, says a study. You may want to re-consider rolling out catalogs for the next holiday
There is an endless amount of ways to be creative. Take an abstract concept, such as drawing what love looks like– and will you say it’s not possible to paint a picture of it, or do you think of five different images right away? There’s no need to beat yourself up if the former. However,
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