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Trends in the U.S. Printing Industry

The traditional printing industry is shrinking, which should come as no surprise. What is interesting to note, however, is what’s going on inside those numbers. Recently released information from the U.S. Census Bureau’s County Business Patterns data provides an inside look at the categories in which the industry is shrinking and the areas that have

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HALF OF BUSINESS FLOORS TOO SLICK, POSE SLIP RISK: STUDY

Despite many businesses taking measures to reduce the chances of one of the most common workplace injuries — slip and fall incidents — nearly half of workplace floors fail to meet safety criteria, according to a new study.  While well-intentioned employers may take steps to reduce slip and fall injuries by ensuring that walking surfaces

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RULES FOR OWNERS WHO WANT TO BE EXEMPT FROM WORKERS’ COMP

If you own your business and have employees, you are likely exempt from having to cover yourself under your workers’ compensation policy in California. But what if you have multiple owners? There are rules promulgated by state law that set out the parameters for when owners can be excluded from the workers’ comp policy, and

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Your Liability Every Time Someone Enters Your Facility

One sure-fire way for a business to get sued is if a visitor — a customer, vendor or any third party — injures themselves while on your premises.   Injury lawsuits can be costly, with outlays for medical costs and potential lost income if the injured party misses work, punitive damages if the case goes to

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Staff Texting Blows Holes in Communications Policies

If your employees are communicating with each other and clients using texting or instant messaging using their own phones, should you ever need access to those communications you could be in a for a rude surprise.   While the immediacy of texting and instant messaging is great for business as it allows faster communications, better collaboration

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As Insurance Rates Rise, Train Your Driving Employees Well

As vehicles get more expensive to purchase and repair and after a surge in vehicle accidents since the pandemic started, commercial auto insurance rates are expected to grow an average of 13% in 2023, according to a report by price comparison site Insurify.   Adding to the risk, due to the labor shortage, many companies are

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New Premium Threshold Set for X-Mod Qualification

Employers whose annual premiums exceed $9,200 in annual premiums need to start paying closer attention to their workers’ compensation policies and safety practices. Under California’s workers’ compensation system rules, starting Sept. 1, if your firm’s premiums exceed this new threshold, it will be issued what’s known as an “X-Mod,” a numerical of your claims history.

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Small Firms Increasingly Need Directors and Officers Coverage

While directors and officers liability has been traditionally thought of as insurance for publicly traded companies, increasingly it’s smaller companies that account for the largest share of exposure among top decision-makers. A study published by the news website Advisen found that over the past 10 years, small businesses accounted for 70% of all D&O insurance

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The All-in-One Business Insurance Solution

Business insurance can get complicated. Organizations need to protect themselves against damage to their property, income they may lose if they have to shut down after their property is damaged, and the risk of lawsuits.    With the risks of natural disasters, crime and other types of losses that separate policies cover, there can be a

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