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Basics of a Strong Lockout/Tagout Program

A lockout/tagout program will not be effective if your employees are not properly trained in how it works, and if you don’t have consequences for them if they fail to follow the program. Every year, hundreds of workers in the United States die because they don’t follow lockout/tagout procedures or their employers did not have

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As Wildfire Risks Increase, Insuring Businesses More Difficult

Business property coverage is getting more difficult to come by for operations located in areas that are susceptible to wildfires. The devastating wildfires of the last few years, along with the thousands of homes and businesses that have been burned or damaged due to these events, has resulted in insurers becoming more selective about the

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Is Your Business Ready for an Earthquake?

Being prepared for an earthquake is a good investment if you are in a quake-prone area. At least one-fourth of all businesses that close because of a disaster never reopen, mostly because they are unprepared. “Is Your Business Ready” questionnaires are a great place to start to help you determine how you might respond in

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CALIFORNIA: Bureau Recommends Workers’ Comp Rates Drop 5.4%

Workers’ compensation insurance rates will likely continue sliding in 2020 after California’s rating agency submitted its recommendation that the state insurance commissioner reduce the average benchmark rates by 5.4%. If the recommendation is approved, it will be the ninth consecutive rate decrease since 2015 (some years had two decreases), which have resulted in the average

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A Lesson in Timely Claims Reporting

A recent appeals decision denied coverage to a company on its directors and officers (D&O) liability insurance policies for taking too long to file the claim. In this case, the 5th U.S. Circuit Court of Appeals in New Orleans sided with an insurer that had denied a claim a company had made after being sued

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Survey Reveals Most-prized Summer Perks

A recent study by a national staffing firm has found that the most coveted summer benefits for employees are flexible schedules and being able to leave work early on Fridays. The survey was developed by OfficeTeam, a firm specializing in the placement of highly skilled administrative professionals. The survey was managed by an independent research

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Discipline Should Be Part of Your Safety Program

Does your injury and illness prevention program spell out the disciplinary action your company will pursue if its safety rules are not adhered to? Addressing disciplinary issues can be a very sensitive and stressful process for most managers, supervisors and employees. However, if disciplinary issues are avoided or handled poorly, it can lead to serious

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Lockout/Tagout Training Essential in Any Shop with Equipment

A printing shop employee notices a piece of cardboard jammed inside a press. The first instinct is to remove it and continue the work, so he grabs the cardboard and tries to pull it out, while the press is running. Tragically, in this real-life example, the employee’s arm got caught up in the machinery, resulting

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New Law Bars Hairstyle Discrimination

California Gov. Gavin Newsom has signed legislation that will make it illegal for employers to discriminate against employees and job applicants based on their hairstyle if it is part of their racial makeup. The law, known as the CROWN Act (Create a Respectful and Open Workplace for Natural Hair), amends the state Education and Government

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