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The Dangers of Staffing Agencies That Promise Lower Workers’ Comp Premiums

Many employers receive aggressive sales calls from employee leasing firms telling them they can not only get rid of the administrative headache of handling payroll and compliance, but also reduce their workers’ comp costs.    These organizations — known as professional employer organizations (PEOs) — promise to assume various employer human resources responsibilities by becoming the

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New Employees Account for Large Share of Workplace Injuries

A significant share of overall workplace injuries occur during new employees’ first year on the job, according to a recent study. The report by Travelers Cos., Inc. found that over a five-year period, injuries to new employees accounted for 35% of all workplace injuries. These injuries resulted in more than 6 million lost workdays, accounting

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Minimum Wage Increases Coming in 12 Counties and Cities

As we approach mid-year there are about a dozen cities and counties in the Golden State that will be increasing their minimum wage for employers that operate within their jurisdictions. The state minimum wage is currently $15 an hour for employers with 26 or more workers, and $14 an hour for all other smaller employers,

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Don’t Get Caught Holding the Bag If Your Company Is Sued

There is no set formula regarding how much liability insurance a business needs. However, the more coverage you have, the more bulletproof your company becomes.   If you are running a very successful business, you will probably want minimal disruption if an incident occurs in which you may be seen as liable. Therefore, the more coverage

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The Cost of a Ransomware Goes Beyond the Ransom Paid

One of the fastest growing cyber threats to businesses is ransomware, which hackers use to shut down an organization’s computer system until the victim pays a ransom to unlock it. While most organizations focus on the cost of the ransom, which can easily run into the tens of thousands of dollars, the costlier damage is

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How to Avoid Having Your Cyber Claim Denied

As online threats continue growing, small businesses need to consider securing cyber insurance policies that can help defray the costs of an attack on their network or theft of their employees’ or clients’ personally identifiable information. For some companies, coverage is an absolute necessity.   Businesses are faced with increasing perils and cyber criminals are constantly

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