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As we approach mid-year there are about a dozen cities and counties in the Golden State that will be increasing their minimum wage for employers that operate within their jurisdictions. The state minimum wage is currently $15 an hour for employers with 26 or more workers, and $14 an hour for all other smaller employers,
There is no set formula regarding how much liability insurance a business needs. However, the more coverage you have, the more bulletproof your company becomes. If you are running a very successful business, you will probably want minimal disruption if an incident occurs in which you may be seen as liable. Therefore, the more coverage
As climate change continues to create more turbulent weather and natural catastrophes, commercial property insurance rates are still climbing — and the recent surge in inflation is adding fuel to the cost of coverage. While overall commercial property rates increased about 10% on average in 2021, rates surged between 25% and 40% in areas prone
More than two dozen “take-home” COVID-19 lawsuits have been filed around the country against employers that are being accused of not doing enough to protect workers who then contract the coronavirus and bring it home and infect others in their household. The most prominent action has been happening in California and a handful of other
Cal/OSHA has once again extended its COVID-19 Emergency Temporary Standards, which cover employers’ obligations to protect their workers against the coronavirus. This is the third time the ETS has been extended and this one is slated to expire at the end of 2022. It’s being introduced as Cal/OSHA finalizes work on its permanent infectious disease
Cal/OSHA has issued new language that amends its current COVID-19 emergency temporary standard and pushes back the expiration date of the ETS until the end of the year. The extension of the ETS comes as Cal/OSHA pushes ahead on creating a permanent airborne infectious disease prevention standard for general industry, which is expected to be
More employers are using return-to-work programs for injured workers even if they were not injured on the job, according to a study by Prudential Insurance Co. of America. Many employers have a return-to-work program for their injured employees because it cuts down on workers’ comp claims costs and lets the worker get back to feeling
A new measure introduced in the California Legislature would change the definition of a workweek in state Labor Code for employers with 500 or more workers to 32 hours from the current 40 hour work week. The bill, AB 2932, would require overtime pay of at least time and a half for any employees who work
All large corporations and national businesses have someone in charge of risk management, if not a whole department. But hiring a risk specialist or dedicating a number of employees to that kind of work is typically too expensive for most small and mid-sized companies. So, this risk mitigation typically is left to the business owner
While ransomware is making the headlines as the major cyber threat for businesses, small and mid-sized organizations are increasingly being targeted by lower fraud that dupes them into wiring criminals funds, according to a new report. These funds transfer fraud crimes involve hackers gaining access to a company’s mailbox and extracting payments that go into
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