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A new survey has found that most small businesses greatly underestimate the recovery costs after a company is hit by a cyber attack, as well as the time it takes to recover. Nationwide Insurance’s “Agency Forward” survey found that 40% of small business owners estimate that a cyber attack would cost their organization less than
ven though the majority of workers receive health insurance coverage on the job, a new survey has found that many of them understand surprisingly little about their health plans and are leaving money on the table. The “Health Insurance Literacy Survey” by Healthcare.com found widespread misunderstanding about how copays and deductibles work, and what premiums
As vehicles get more expensive to purchase and repair and after a surge in vehicle accidents since the pandemic started, commercial auto insurance rates are expected to grow an average of 13% in 2023, according to a report by price comparison site Insurify. Adding to the risk, due to the labor shortage, many companies are
The Cal/OSHA Standards Board is set to vote on a permanent COVID-19 workplace safety standard on Sept. 15, that would take effect at the start of 2023 and last through 2024. The permanent standard will replace the temporary emergency standard that took effect in 2020 after the pandemic started and is set to expire on
A California judge in May 2022 approved an $18 million settlement between video-game giant Activision Blizzard and the U.S. Equal Employment Opportunity Commission after the federal agency accused the company of subjecting employees to severe sexual harassment and pregnancy discrimination, and that it engaged in retaliation against employees who complained. A few months earlier Tesla
Business insurance can get complicated. Organizations need to protect themselves against damage to their property, income they may lose if they have to shut down after their property is damaged, and the risk of lawsuits. With the risks of natural disasters, crime and other types of losses that separate policies cover, there can be a
With COVID-19 cases spreading fast throughout the country in what experts say is the biggest surge since the pandemic started, employers who regularly test their workers may have to change their policies. The Equal Employment Opportunity Commission in July 2022 issued new guidance for when employers can test their workers in order to comply with
For the third year in a row, California Insurance Commissioner Ricardo Lara has rejected the Workers’ Compensation Insurance Rating Bureau’s proposal for a workers’ compensation rate increase, and has ordered instead that benchmark rates remain the same. Lara rejected the WCIRB’s proposal that benchmark rates increase 7.6% for policies incepting on or after Sept. 1,
The California State Supreme Court will take up a case to decide whether an employer can be sued for liability when a worker contracts COVID-19 at work and then passes it on to a family member. The 9th U.S. District Court of Appeal asked that state’s high court clarify if California’s Workers’ Compensation Act bars
The California State Supreme Court will take up a case to decide whether an employer can be sued for liability when a worker contracts COVID-19 at work and then passes it on to a family member. The 9th U.S. District Court of Appeal asked that state’s high court clarify if California’s Workers’ Compensation Act bars
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