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Workers’ compensation claims fraud costs the insurance industry roughly $25 billion each year, according to estimates by the National Association of Insurance Commissioners. Depending on whom you ask, fraud accounts for as much as 10% of the costs of all workers’ comp claims. This type of fraud is typically associated with malingering employees who fake
By Dr. Ralph William Jr. About eight years into my first printing business, things were going well. We were growing at about 25% a year, adding new equipment and quality members to our team, and we had just moved into a great building. Our profits were good, but they could have been better. Our “good”
One of the keys to having your insurance claims paid promptly is to file them in a timely manner. Virtually all commercial insurance policies — from liability and workers’ compensation to commercial auto and property — require that a notice of claims be filed within a certain amount of time after an incident. For businesses
The National Labor Relations Board has taken a big step in deciding that non-disparagement and confidentiality clauses in employee severance agreements are illegal, a move that will require most employers to rewrite theirs. The board ruled that these provisions stifle employees’ and ex-employees’ rights under Title 7 of the National Labor Relations Act to discuss
Phishing attacks on enterprise and employee-owned smartphones increased 10% in 2022, according to a new report highlighting the continuing and growing risk of these attacks. As more businesses have adopted bring-your-own-device (BYOD) policies, the risks grow for these attacks, which aim to get the phone user to click on a link that releases malicious code.
A U.S. court of appeals has struck down a landmark California law that prohibits employers from requiring their workers to sign agreements to arbitrate any disputes arising from their employment. The ruling clears the way for employers to continue using arbitration agreements without risking criminal liability that the law — AB 51 — calls for.
One of the most difficult aspects of annual open enrollment is reaching workers who are disengaged from the process and never bother signing up for your group health plan and other benefits they could take advantage of. While employers shoot for maximum employee enrollment, there are always those employees who for a multitude of reasons
A new survey has found that most small businesses greatly underestimate the recovery costs after a company is hit by a cyber attack, as well as the time it takes to recover. Nationwide Insurance’s “Agency Forward” survey found that 40% of small business owners estimate that a cyber attack would cost their organization less than
Many salespeople are outgoing and like to talk, so it might be a surprise that the art of listening is one of the most essential skills of a good salesperson. Those who have mastered listening and focus on offering a value-added solution selling will be the most successful. After all, you need to be able
All of us have heard at least a few statistics about a reader’s preference for printed material versus electronic versions of the same material. Time and time again, research has shown that comprehension and retention are improved when the reader consumes printed matter. There are a few reasons for this: Readers are less likely to
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