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What happens if your business suffers property damage or a supply chain disruption and is forced to stop operations either fully or partially? Will your insurance cover the work stoppage or slowdown? It is important to understand how your insurance can protect you from the resulting financial loss. In addition to potential recovery for property
If you have outdoor workers or staff that will have to venture out into the elements during an especially cold winter, you need to make sure you are taking the correct precautions to keep them safe. If the conditions are extremely harsh, your workers are at heightened danger of injury, or worse. But even if
A typical organization will lose an estimated 5% of its revenues every year due to fraud, according to a study by the Association of Certified Fraud Examiners. The median loss among organizations both large and small was $140,000 per occurrence, and more than 20% of embezzlement losses were more than $1 million, the association found.
The U.S. Occupational Safety and Health Administration has issued a final rule eliminating the requirement for establishments with 250 or more employees to electronically submit information from some workplace injury tracking forms. The final rule will still require employers of this size to submit OSHA Form 300A – Summary of Work-Related Injuries and Illnesses –
News of the latest global data breach of some 773 million e-mail address and passwords should prompt individuals and organizations alike to change their passwords – particularly for any accounts that have financial, credit card or other personal information. The scope of this breach cannot be overstated as the list includes log-in credentials from more
We’ve said it before and we’ll say it again – direct mail is not dead! Although the volume of direct mail went down to 149.4 billion in 2016, as a percentage, it went up. In fact, according to the DMA’s 2017 Response Rate Report, direct mail’s household response rate is at 3.7%, compared to 0.2%
The number of breastfeeding discrimination lawsuits filed against U.S. employers has skyrocketed 800% in the last decade. And the trend is likely to continue as more young women learn about their rights and the media focuses its attention on the plight of women who want to express milk while at work. Eight years ago, the
While the Trump administration has eased off a number of regulations and enforcement actions during the past two years, Fed-OSHA continues focusing on the safety of temporary workers as much as it did under the Obama presidency. This puts the onus not only on the agencies that provide the temp workers, but also on the
A new study has found that more than half of companies that are going through a digital transformation end up stalling or abandoning their projects. The biggest hurdles are a lack of planning, and complex changes to personnel, processes and the adoption of new technologies. Many older companies are just now taking the next step
A new method for calculating workers’ compensation experience modifications (X-Mods) took effect in California on Jan. 1. The Workers’ Compensation Insurance Rating Bureau of California has created a new simplified formula for calculating X-Mods as part of its efforts to add more transparency to the process. The new formula excludes the first $250 of every
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