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Workers’ compensation insurance rates will likely continue sliding in 2020 after California’s rating agency submitted its recommendation that the state insurance commissioner reduce the average benchmark rates by 5.4%. If the recommendation is approved, it will be the ninth consecutive rate decrease since 2015 (some years had two decreases), which have resulted in the average
Most companies have at least some staff in front of a computer all day, while some have legions of employees sitting at computer workstations. While the job is low-impact and the likelihood of severe injuries is slim, sitting in front of a computer all day long can have detrimental effects, particularly if the employee has
A recent appeals decision denied coverage to a company on its directors and officers (D&O) liability insurance policies for taking too long to file the claim. In this case, the 5th U.S. Circuit Court of Appeals in New Orleans sided with an insurer that had denied a claim a company had made after being sued
A recent study by a national staffing firm has found that the most coveted summer benefits for employees are flexible schedules and being able to leave work early on Fridays. The survey was developed by OfficeTeam, a firm specializing in the placement of highly skilled administrative professionals. The survey was managed by an independent research
Does your injury and illness prevention program spell out the disciplinary action your company will pursue if its safety rules are not adhered to? Addressing disciplinary issues can be a very sensitive and stressful process for most managers, supervisors and employees. However, if disciplinary issues are avoided or handled poorly, it can lead to serious
A printing shop employee notices a piece of cardboard jammed inside a press. The first instinct is to remove it and continue the work, so he grabs the cardboard and tries to pull it out, while the press is running. Tragically, in this real-life example, the employee’s arm got caught up in the machinery, resulting
California Gov. Gavin Newsom has signed legislation that will make it illegal for employers to discriminate against employees and job applicants based on their hairstyle if it is part of their racial makeup. The law, known as the CROWN Act (Create a Respectful and Open Workplace for Natural Hair), amends the state Education and Government
Business owners who form a corporation or a limited liability company (LLC) may question the need for the business to carry insurance. A major benefit of these forms of business organization is that they shield the owners’ personal assets. Because of this, they may believe insurance is unnecessary. A corporation is a legal entity separate
Cal/OSHA has issued emergency regulations that require employers of outdoor workers to take protective measures, including providing respiratory equipment, when air quality is significantly affected by wildfires. Smoke from wildfires can travel hundreds of miles and while an area may not be in danger of the fire, the smoke can be thick and dangerous, reaching
The most common lawsuits that businesses face are those filed by employees. Often it comes down to accusations of discrimination, wage and hour issues, or failure to accommodate a disability. But what many managers fail to realize is that if they act early when receiving complaints and institute strict workplace guidelines that minimize the chance
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