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They understand that cybercrime poses a risk and they need to in order to remain in leadership in any sustainable way. Leaders today in business, education, non-profits, and state, local, and federal government care about cybercrime. Most know they need to change their past tactics to prevent it, and at the same time the majority
For the most part, when a business needs to file an insurance claim, the carrier accepts the claim and sends out an adjuster to assess the damage, after which it starts paying the claim.   But the process sometimes doesn’t go smoothly, particularly if the insurance policy includes any number of exclusions. And many companies make
With COVID-19 cases spreading fast throughout the country in what experts say is the biggest surge since the pandemic started, employers who regularly test their workers may have to change their policies. The Equal Employment Opportunity Commission in July 2022 issued new guidance for when employers can test their workers in order to comply with
As vehicles get more expensive to purchase and repair and after a surge in vehicle accidents since the pandemic started, commercial auto insurance rates are expected to grow an average of 13% in 2023, according to a report by price comparison site Insurify.  Adding to the risk, due to the labor shortage, many companies are
The Cal/OSHA Standards Board is set to vote on a permanent COVID-19 workplace safety standard on Sept. 15, that would take effect at the start of 2023 and last through 2024. The permanent standard will replace the temporary emergency standard that took effect in 2020 after the pandemic started and is set to expire on
As a responsible business owner, you no doubt make sure that you are properly insured for any liabilities resulting from damage to other parties. But, imagine the following scenarios: What if a visitor trips and falls at your business, breaking a leg and is unable to work for a few months while they recover? What
California’s Paid Family Leave program allows California workers to take paid leave to bond with a new child (through birth, adoption or foster care) or to care for a seriously ill family member. While it’s great for the employee, that can sometimes leave the employer in a bind, particularly a small employer with just a
A California judge in May 2022 approved an $18 million settlement between video-game giant Activision Blizzard and the U.S. Equal Employment Opportunity Commission after the federal agency accused the company of subjecting employees to severe sexual harassment and pregnancy discrimination, and that it engaged in retaliation against employees who complained.  A few months earlier Tesla
Employers whose annual premiums exceed $9,200 in annual premiums need to start paying closer attention to their workers’ compensation policies and safety practices. Under California’s workers’ compensation system rules, starting Sept. 1, if your firm’s premiums exceed this new threshold, it will be issued what’s known as an “X-Mod,” a numerical of your claims history.
While directors and officers liability has been traditionally thought of as insurance for publicly traded companies, increasingly it’s smaller companies that account for the largest share of exposure among top decision-makers. A study published by the news website Advisen found that over the past 10 years, small businesses accounted for 70% of all D&O insurance
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