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ven though the majority of workers receive health insurance coverage on the job, a new survey has found that many of them understand surprisingly little about their health plans and are leaving money on the table. The “Health Insurance Literacy Survey” by Healthcare.com found widespread misunderstanding about how copays and deductibles work, and what premiums
California Governor Gavin Newsom has signed into law legislation that would bar employers from discriminating against employees and job applicants who use cannabis on their time off. The law amends the California Fair Employment and Housing Act (FEHA) to prohibit discrimination against an individual based on “an employer-required drug screening test” that detects the presence
Commercial property insurance rates remain stubbornly high in California for businesses with properties that are susceptible to wildfire risks. Coverage is relatively easy to find at reasonable prices in any of California’s larger cities, but in small cities and towns, it’s a different story. Business with facilities in any areas that abut woodlands and other
As open enrollment is right around the corner, now is the time to gear up to maximize employee enrollment, help them make the best selections for their own personal circumstances, and stay compliant with relevant laws and regulations. It’s a lot to take in as uncertainty has been a constant during the last few years
If you own your business and have employees, you are likely exempt from having to cover yourself under your workers’ compensation policy in California. But what if you have multiple owners? There are rules promulgated by state law that set out the parameters for when owners can be excluded from the workers’ comp policy, and
Despite many businesses taking measures to reduce the chances of one of the most common workplace injuries — slip and fall incidents — nearly half of workplace floors fail to meet safety criteria, according to a new study. While well-intentioned employers may take steps to reduce slip and fall injuries by ensuring that walking surfaces
Question: I recently learned that some of my coworkers have health insurance, but I don’t. Is that legal? Answer: In general, employers are free to offer health insurance to some groups of employees and not others, as long as those decisions are not made on a discriminatory basis. It may surprise you that employers are
If you own your business and have employees, you are likely exempt from having to cover yourself under your workers’ compensation policy in California. But what if you have multiple owners? There are rules promulgated by state law that set out the parameters for when owners can be excluded from the workers’ comp policy, and
Americans are getting less physical activity than ever, with people now spending an average of more than 13 hours a day in a chair. Prolonged periods of sitting are known to lead to increased obesity rates, high blood pressure, high blood sugar, diabetes – and even increased risk of cancer. According to a study from
One sure-fire way for a business to get sued is if a visitor — a customer, vendor or any third party — injures themselves while on your premises. Injury lawsuits can be costly, with outlays for medical costs and potential lost income if the injured party misses work, punitive damages if the case goes to
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