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Private Attorneys General Act Has Employers on the Defensive

The way courts have interpreted a California law — the Private Attorneys General Act (PAGA), which has been on the books for 18 years — has led to an explosion of lawsuits against employers during the last few years.    The law has generated more than 20,000 lawsuits against employers since 2017 at an average cost

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Natural Catastrophe Insurance Checklist for Getting Claims Paid

As natural disasters grow in number and intensity, businesses need to understand the scope of the insurance policies they have, identify any coverage deficiencies, and learn how to receive the maximum payout from their insurers.   Affected companies should not only consider filing claims for property damage if there is any, but also business interruption losses

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What You Need to Know About Business Owner’s Policies 

Business insurance can get complicated. Small businesses need to protect themselves against damage to their property, income they may lose if they have to shut down after their property is damaged, and the risk of lawsuits.   With the risks of crime and other types of losses that separate policies cover, there can be a lot

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Non-Owned Auto Coverage Essential for Any Business

Even businesses that own fleets of autos sometimes use vehicles that do not belong to them. Often, a company asks an employee to run an errand or visit a customer or vendor using that employee’s car. The business may be legally liable for anything an employee acting on its behalf does while behind the wheel.

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New Software Security Hole May Put Your Business at Risk

The federal government is warning that a newly discovered computer software vulnerability poses a major threat to the security of computer networks around the country. Cyber criminals are exploiting holes in open-source code software commonly used in computer applications, websites and cloud services, which can allow them to seize control of a business’s computer network

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Sexual Harassment Lawsuits: How to Protect Your Company

By now, employers should all realize and understand that sexual harassment is illegal. Employers are directly responsible for employee behavior, which gives harassed workers recourse in bringing legal actions against those that employ them. Work-related harassment and discrimination cases have been steadily climbing since the Civil Rights Act of 1991 allowed for trial by jury,

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