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New Rules Clear Up Workers’ Comp, Medicare Conflicts

A new law will make it easier for insurers to settle workers’ compensation claims with older workers who are enrolled in Medicare, in an attempt to resolve an issue that can sometimes drive up premiums for affected employers. The law adds transparency by letting workers’ comp insurers inquire about whether Medicare may have been used

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Workplace Sexual Harassment Moves Online During Pandemic

With so many people working from home during the COVID-19 pandemic, logic would dictate that instances of workplace sexual harassment would have reduced. Unfortunately, sexual harassment of employees by other employees or superiors has moved online, according to recent reports. In fact, since the pandemic has started, the nonprofit Stop Street Harassment found that there

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EEOC Issues New COVID-19 Vaccination Guidelines for Employers

The Equal Employment Opportunity Commission has affirmed that employers can mandate COVID-19 vaccines for employees, subject to some limitations. The EEOC’s updated guidance offers direction regarding employer-mandated vaccinations, accommodations for employees who cannot be vaccinated due to a disability or sincerely held religious belief, and certain implications of pre-vaccination medical screening questions under the Americans

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Survey: Commercial Insurance Rates to Continue Rising in 2021

The commercial insurance rate hikes that have been ongoing since 2017 are expected to continue into 2021 with double-digit increases for most lines of insurance, according to a new report. The survey of insurance executives by Alera Group Inc. forecasts that commercial rates will increase across all lines nationwide by an average of 11.6% this

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COVID-19 Relief Bill Extends Unemployment Benefits, PPP and More

The $900 billion COVID-19 relief bill, passed by Congress and signed into law on Dec. 27, includes a number of provisions that affect employers and their workers in terms of paid sick leave and Emergency Family and Medical Leave Act provisions. The legislation also boosts unemployment benefits to out-of-work Americans, as well as reopening and

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Your New Year Insurance Checklist

As 2021 gets underway and while you’re making New Year’s resolutions, you should also resolve to review the state of your business’s insurance program. The best way to do that is to start by reviewing your enterprise’s activities in the past year and how they may affect your insurance policies in the new year. What

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Why Every Business Needs Non-Owned Auto Coverage

Even businesses that own fleets of autos sometimes use vehicles that do not belong to them. Often, a business asks an employee to run an errand or visit a customer or vendor using that employee’s car. The business may become legally liable for anything an employee acting on the business’s behalf does while behind the

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Why Every Business Needs Non-Owned Auto Coverage

Even businesses that own fleets of autos sometimes use vehicles that do not belong to them. Often, a business asks an employee to run an errand or visit a customer or vendor using that employee’s car. The business may become legally liable for anything an employee acting on the business’s behalf does while behind the

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Top 10 Laws and Regulations Affecting Employers in 2021, Part II

Here is the second half of the top 10 laws and regulations affecting California employers in 2021, changes that organizations need to keep on their radar and prepare for. 6. Wildfire smoke safety regulations With wildfires becoming the new normal in California, Cal/OSHA has set about working on permanent wildfire smoke regulations to protect outdoor

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