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Why You Need ‘Key Man’ Insurance

If you are operating a small business, you are likely relying on a small crew to get the job done. Many employees in small firms have to wear several hats and, if one of them or an owner should die, the business could suffer greatly from that sudden loss of talent or one of the

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Do you wonder if your company is required by law to have a handbook?

While Employee handbooks are not required by law, they are a best practice for an organization. Handbooks clearly convey policies and help protect companies from litigation. Employee handbooks are an essential part of effective human resources (HR) management and positive employee relations. Handbooks can also play a critical role in demonstrating employment law compliance. While

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The Four Flavors of Maternity Leave in California

In California, there are four different types of employment-protected leave that an employee may qualify for during and after their pregnancy, most of which can be taken consecutively. Although employers are not required to pay their employees during these leaves, most California employees are likely to qualify to receive California state disability insurance payments during

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Minimize Office Hazards, Minimize Claims

When most people think about job safety and hazards in the workplace, they think about construction and manufacturing work environments. Office hazards are either forgotten or ignored because the general assumption is that they are minor when compared to those in more labor-intensive work environments. But, office work environments often have some of the same

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Coverage Disputes Over Online Attacks Grow

A federal court has ruled that an insurer’s professional liability policy must pay out $6 million for a company’s losses from a business e-mail compromise scam, even though the business lacked cyber coverage. The ruling is part of a growing trend of businesses that haven’t purchased cyber insurance seeking coverage for cyber-related losses from other

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Can You Legally Refuse to Hire Nicotine Users?

U-Haul International Inc. made a big splash recently when it announced that, starting Feb. 1, 2020, it would not hire nicotine users in the 21 states where barring someone for the habit is legal. While its decision made headlines since it’s a national company, more and more employers have been opting to forgo hiring people

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