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One of the biggest lawsuit threats U.S. businesses face is from their own employees. Any company with employees – be that one or 500 – can be sued, and even if the case never goes to court, it can create a significant burden for your business. While most cases are settled out of court, they
While directors and officers liability has been traditionally thought of as insurance for publicly traded companies, increasingly it’s smaller companies that account for the largest share of exposure among top decision-makers. A study published by the news website Advisen found that over the past 10 years, small businesses accounted for 70% of all D&O insurance
Distracted driving from smart phone use while driving is becoming one of the leading causes of accidents in the U.S., and for the first time overall roadway deaths and injuries have started rising again despite regular advancements in car safety – a change that experts attribute to the scourge. And as if that news is
Employers are not allowed to have a blanket policy of requiring drug and alcohol tests after a workplace injury as it may discourage injury reporting, the U.S. Occupational Safety and Health Administration has said in an interpretation letter. It issued the letter in response to a company’s blanket policy after some intoxicated workers had been
As the threat of hacking and cyber attacks on the databases of all organizations grows, so has the uptake of cyber insurance policies. But when buying a policy and anticipating a claim, it’s important to know exactly what’s covered. All insurance policies have exclusions for what’s not covered but, since cyber insurance is new to
A new California law gives the state labor commissioner expansive new powers to go after employers that have judgments against them for non-payment of wages, including issuing stop-work orders and holding officers personally liable. The Fair Day’s Pay Act, which took effect Jan. 1, adds a whole new section to the state Labor Code aimed
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