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The Importance of Employment Practices Liability Coverage

Every employer, no matter how small, faces the specter of being sued by a past, present or prospective employee at some time. In fact, such employment practices claims are widespread – so much so that most businesses are much more likely to have an employment practices liability claim than a general liability or property loss

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Newsom Set to Sign in Sweeping Independent Contractor Bill

California Gov. Gavin Newsom has signed legislation into law that will codify a court ruling from last year that set new ground rules for what constitutes an independent contractor, and which expands on that ruling. There’s been a lot written in the media about the legislation, AB 5, and unfortunately much of it misses the

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Ten Steps to Improve The Traffic Safety of Your Employees

Vehicle crash statistics are startling. A vehicle crash occurs every five seconds, someone is injured in a vehicle crash every 10 seconds, and someone dies in a car crash every 12 minutes. Since most of these crashes occur on workdays or while a person is commuting to or from work, employers are often impacted by

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Basics of a Strong Lockout/Tagout Program

A lockout/tagout program will not be effective if your employees are not properly trained in how it works, and if you don’t have consequences for them if they fail to follow the program. Every year, hundreds of workers in the United States die because they don’t follow lockout/tagout procedures or their employers did not have

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As Wildfire Risks Increase, Insuring Businesses More Difficult

Business property coverage is getting more difficult to come by for operations located in areas that are susceptible to wildfires. The devastating wildfires of the last few years, along with the thousands of homes and businesses that have been burned or damaged due to these events, has resulted in insurers becoming more selective about the

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Is Your Business Ready for an Earthquake?

Being prepared for an earthquake is a good investment if you are in a quake-prone area. At least one-fourth of all businesses that close because of a disaster never reopen, mostly because they are unprepared. “Is Your Business Ready” questionnaires are a great place to start to help you determine how you might respond in

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CALIFORNIA: Bureau Recommends Workers’ Comp Rates Drop 5.4%

Workers’ compensation insurance rates will likely continue sliding in 2020 after California’s rating agency submitted its recommendation that the state insurance commissioner reduce the average benchmark rates by 5.4%. If the recommendation is approved, it will be the ninth consecutive rate decrease since 2015 (some years had two decreases), which have resulted in the average

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Survey Reveals Most-prized Summer Perks

A recent study by a national staffing firm has found that the most coveted summer benefits for employees are flexible schedules and being able to leave work early on Fridays. The survey was developed by OfficeTeam, a firm specializing in the placement of highly skilled administrative professionals. The survey was managed by an independent research

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