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COVID-19 Emergency Workers’ Compensation Rating Changes on Tap

Emergency rules are being developed to guide workers’ compensation classification and claims for coronavirus-affected employers and their workers in California.   The Workers’ Compensation Insurance Rating Bureau is pursuing the temporary rules to ensure fairness for employers so that their workers’ comp rates and experience modifiers (X-Mods) are not adversely affected by COVID-19-related issues.   The Rating Bureau’s

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CARES Act Helps Coronavirus-affected Employers, Employees Alike

The $2 trillion Coronavirus Aid, Relief, and Economic Security (CARES) Act stimulus law to help American workers and businesses weather the outbreak has a number of provisions that employers and their workers need to know about and can take advantage of during this crisis. The CARES Act includes provision for: Extended unemployment benefits. Requiring health

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Why You Need ‘Key Man’ Insurance

If you are operating a small business, you are likely relying on a small crew to get the job done. Many employees in small firms have to wear several hats and, if one of them or an owner should die, the business could suffer greatly from that sudden loss of talent or one of the

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Why You Need ‘Key Man’ Insurance

If you are operating a small business, you are likely relying on a small crew to get the job done. Many employees in small firms have to wear several hats and, if one of them or an owner should die, the business could suffer greatly from that sudden loss of talent or one of the

Read More »
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Tips for Successful Telecommuting During Outbreak

As the coronavirus spread ramps up and more people are being asked to self-isolate, many employers are scrambling to put systems in place to allow their employees to telecommute. Many companies are not set up for telecommuting arrangements, and they have legitimate concerns about productivity, communications ― and even the possibility of workers’ comp claims

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Tips for Successful Telecommuting During Outbreak

As the coronavirus spread ramps up and more people are being asked to self-isolate, many employers are scrambling to put systems in place to allow their employees to telecommute. Many companies are not set up for telecommuting arrangements, and they have legitimate concerns about productivity, communications ― and even the possibility of workers’ comp claims

Read More »
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Coronavirus Shelter-in-Place Order Expands Dramatically

Yesterday, the counties of Sacramento, Monterey, and Santa Cruz adopted the COVID-19 Shelter-in-Place Order that was passed on Monday by six Bay Area counties. These Orders are in effect for the next three weeks, until April 7. (The nine counties and links to the individual orders are below.) On Monday, March 16, 2020, Governor Newsom

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Businesses Hit with Malicious Coronavirus-related E-Mails

As if businesses didn’t have enough to worry about, online scammers have started sending out malicious e-mails to organizations about coronavirus that appear to be from business partners or public institutions. The criminals send these to rank and file employees in the hope that at least one of them will click on a link or

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Train Your Workers in COVID-19 Prevention

As the COVID-19 virus spreads across the world and the number of cases growing in the U.S., there is a lot of hysteria and misinformation about how to protect yourself from this new virus strain. More and more people are wearing surgical masks when they go outside, thinking it will protect them, and some people

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