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Telemedicine Improves Outcomes, Saves Money

Recent studies have shown that telemedicine can yield significant savings for group health plans and covered employees – but only if the employees actually use it. While telemedicine has penetrated the ranks of large employers (96% say they make it available to their employees), 20% of employers say that less than one-tenth of their workers

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IRS Announces 2019 HSA Contribution Limits, Changes for HDHPs

The IRS has increased health savings account contribution limits for 2019, along with changes to the out-of-pocket expenses for HSA-qualifying high-deductible health plans (HDHPs). The 2019 HSA contribution maximum will be $3,500 for individual coverage, from $3,450 this year. The contribution maximum for family coverage will increase to $7,000 from the current $6,900. Individuals age

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Employers Rethink HDHPs as More People Struggle with Medical Bills

As the number of employers offering high-deductible health plans continues growing, the spotlight recently has highlighted an inconvenient truth: some employees are going broke and filing bankruptcy because they cannot afford all of the out-of-pocket expenses and deductibles they must pay in these plans – just like the bad old days in the 1990s and

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DOL Issues Final Rules for Association Health Plans

The Department of Labor in June issued its final rules for expanding employers’ access to association plans, a move that could result in some increases in premiums for other plans, including Affordable Care Act-compliant small group health plans. The rule in its essence allows more small businesses and self-employed workers to band together to buy

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Conducting Legal Background Checks

With the number of harassment, discrimination and other employee lawsuits growing, besides examining their internal policies, employers need to be careful about who they hire. Apart from calling previous employers and schools and checking for any lawsuits with the courts, many businesses will also consider using a vendor to do a background check and to

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Fire Safety Knowledge and Planning Key for Any Business

It is important for every commercial building to have a fire protection system. If it lacks this vital safety component, all workers, customers and business owners are in potential danger. Also, the company’s inventory and equipment are at risk. Company owners must work with their fire protection professionals, suppliers or inspectors to develop solid plans.

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