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Companies throughout the industry (and this includes suppliers) are facing a common problem. They have an increasing number of employees who are reaching retirement age and are wondering where they are going to find replacements for these skilled workers. While this has always been somewhat of an issue for our industry, today it is becoming
Workers’ compensation fraud costs the insurance industry roughly $5 billion each year, according to estimates by the National Insurance Crime Bureau. And depending on whom you ask, fraud accounts for as much as 10% of the costs of all workers’ comp claims. This type of fraud is typically associated with malingering employees who fake injuries
Proposition 65 (“The safe Drinking Water and Toxic Enforcement Act of 1986”) requires any company with 10 or more employees to ensure that consumers and workers receive “clear and reasonable” warnings if their products (including printed products) contain a Proposition 65 listed chemicals—that is, chemicals known to cause cancer, birth defects, or other reproductive harm.
More and more employers are banning cell phones in the workplace because they are distracting enough to be a serious safety issue for workers. Most notably, General Motors has banned all employees, including its CEO, from walking around with their mobile phones while talking, texting or using other smartphone functions. You already know the dangers
While a driving employee may be flustered after an accident and may not be thinking of reporting the incident immediately, for you, the policyholder, the clock starts ticking the moment the accident has occurred. To ensure that the claim is dealt with in a timely manner and to prevent a number of unforeseen consequences, the
While a driving employee may be flustered after an accident and may not be thinking of reporting the incident immediately, for you, the policyholder, the clock starts ticking the moment the accident has occurred. To ensure that the claim is dealt with in a timely manner and to prevent a number of unforeseen consequences, the
While a driving employee may be flustered after an accident and may not be thinking of reporting the incident immediately, for you, the policyholder, the clock starts ticking the moment the accident has occurred. To ensure that the claim is dealt with in a timely manner and to prevent a number of unforeseen consequences, the
While a driving employee may be flustered after an accident and may not be thinking of reporting the incident immediately, for you, the policyholder, the clock starts ticking the moment the accident has occurred. To ensure that the claim is dealt with in a timely manner and to prevent a number of unforeseen consequences, the
As cyber scams and hacker attacks grow, the insurance industry has been frantically trying to keep up in providing appropriate coverage for these events. Hacks, viruses, ransomware and exposure of sensitive personal information of your customers or employees, and any resulting regulatory implications, are often covered by cyber liability insurance. But what about the recent
There could be yet another workers’ comp rate reduction coming down the pike, after California’s rating agency filed a recommendation that benchmark rates for policies incepting on or after Jan. 1, 2019 be reduced by 14.5% from Jan. 1, 2018 levels. The Workers’ Compensation Insurance Rating Bureau’s recommendation that the average benchmark rate be cut
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