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As Cyber Attacks Rise, Is Your Business Protected?

Cyber attacks on companies’ information systems and data have reached unprecedented proportions, and are growing with each passing year. The biggest threat to an organization is if there’s been a breach of personally identifiable data or credit card information that it stores. That results in a number of costs, including notification costs, providing those whose

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Warning: New California Privacy Law Has a Long Reach

California will be implementing the strongest electronic privacy law in the nation come Jan. 1, 2020, but provisions of the law mean that companies that collect and store data on Golden State residents can be held to account for data they store going back to Jan. 1 of 2019. Starting Jan. 1, 2020, California residents

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Commercial Properties Increasingly Vulnerable to Weather-related Risks

A new report highlights the risks to commercial real estate owners from natural catastrophes and climate-related disasters, which are happening with increasing frequency. The report by Heitman LLC, a global real estate company, in conjunction with the Urban Land Institute, found that the increasing risks from catastrophes are bringing new challenges to commercial property owners

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Proposed Rules Include New Ways to Satisfy Employer Mandates

The IRS has proposed new regulations that could let employers avoid Affordable Care Act employer mandate-related penalties by allowing them to reimburse employees for insurance they purchase on health insurance exchanges or the open market. The regulations are not yet finalized, but the IRS has issued a notice explaining how applicable large employers, instead of

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A New Approach to Preventing Workplace Injuries

While overall workplace injuries have been falling in the last decade, the numbers of deadly and catastrophic injuries are actually on the rise. A new report recommends that employers focus their injury prevention efforts on reviewing accidents that could have resulted in serious injury or death, as well as on near misses, where a potentially

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Does Insurance Cover Partial Shutdown?

What happens if your business suffers property damage or a supply chain disruption and is forced to stop operations either fully or partially? Will your insurance cover the work stoppage or slowdown?  It is important to understand how your insurance can protect you from the resulting financial loss. In addition to potential recovery for property

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Protect Outdoor Workers Against the Elements of Winter

If you have outdoor workers or staff that will have to venture out into the elements during an especially cold winter, you need to make sure you are taking the correct precautions to keep them safe. If the conditions are extremely harsh, your workers are at heightened danger of injury, or worse. But even if

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Employee Embezzlement on the Rise – Are You Protected?

A typical organization will lose an estimated 5% of its revenues every year due to fraud, according to a study by the Association of Certified Fraud Examiners. The median loss among organizations both large and small was $140,000 per occurrence, and more than 20% of embezzlement losses were more than $1 million, the association found.

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OSHA Partly Rescinds Electronic Filing Rules

The U.S. Occupational Safety and Health Administration has issued a final rule eliminating the requirement for establishments with 250 or more employees to electronically submit information from some workplace injury tracking forms. The final rule will still require employers of this size to submit OSHA Form 300A – Summary of Work-Related Injuries and Illnesses –

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