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The Types of Insurance a Small Business Needs

If you are just getting a business off the ground, have bought equipment and started hiring employees, insurance should be top of mind.   There are four types of insurance that most small businesses purchase to protect themselves, and without them one accident or oversight could leave you with liabilities you may not be able to

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Bureau Recommends 7.6% Workers’ Comp Rate Hike California’s Workers’ Compensation Insurance

California’s Workers’ Compensation Insurance Rating Bureau is recommending that benchmark workers’ compensation rates for all class codes in the state increase an average of 7.6%. The proposal comes as the economy heats up and, typically during times of growth, workplace injuries also increase. The recommendation, if approved by the state insurance commissioner, would affect all

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Bureau Recommends 7.6% Workers’ Comp Rate Hike

California’s Workers’ Compensation Insurance Rating Bureau is recommending that benchmark workers’ compensation rates for all class codes in the state increase an average of 7.6%.   The proposal comes as the economy heats up and, typically during times of growth, workplace injuries also increase.  The recommendation, if approved by the state insurance commissioner, would affect all

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Is Your Workplace Prepared for Violence?

In 2020, more than 20,000 people were injured in workplace assaults; almost 400 died. The number of workplace injuries and fatalities from violent incidents has climbed steadily over the past decade.    While some workplaces, such as health care facilities, are at greater risk than others of these incidents, no workplace is immune. Advance preparation for

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Dear David: Terminating Remote Employees

Question: Is there anything special we should know before terminating a remote employee? Answer: Terminations involving remote employees function much the same as those in a physical worksite, but there are 6 things to keep in mind: 1. There’s a Time and a Place Layoffs are happening everywhere and in every industry. Startups have been hit particularly

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Return to Work Not Just for Workers’ Compensation Claimants

More employers are using return-to-work programs for injured workers even if they were not injured on the job, according to a study by Prudential Insurance Co. of America. Many employers have a return-to-work program for their injured employees because it cuts down on workers’ comp claims costs and lets the worker get back to feeling

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New Bill Would Make Full Time Four Days a Week

A new measure introduced in the California Legislature would change the definition of a workweek in state Labor Code for employers with 500 or more workers to 32 hours from the current 40 hour work week.  The bill, AB 2932, would require overtime pay of at least time and a half for any employees who work

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Think Like a Risk Manager to Reduce Your Insurance Costs

All large corporations and national businesses have someone in charge of risk management, if not a whole department. But hiring a risk specialist or dedicating a number of employees to that kind of work is typically too expensive for most small and mid-sized companies. So, this risk mitigation typically is left to the business owner

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