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As online threats continue growing, small businesses need to consider securing cyber insurance policies that can help defray the costs of an attack on their network or theft of their employees’ or clients’ personally identifiable information. For some companies, coverage is an absolute necessity. Businesses are faced with increasing perils and cyber criminals are constantly
One of the keys to keeping the costs of a workers’ compensation claim from spiraling out of control is prompt claims reporting. Claims are routinely filed late, either by the injured worker who fails to report it to the employer, or the employer dawdling or procrastinating and not reporting the claim to its insurer. Either
There are three measures progressing in the state Capitol that businesses should keep an eye on as they could have profound effects for them. The measures passed their houses of origin by the legislative deadline of May 27 and will now be heard in the other house. The bills, if they become law, will affect
Workplace bullying is on the increase, and it constitutes a major risk to companies that fail to take action. If you learn of a bully in your ranks, you need to take immediate steps to mount a serious investigation and take action if the accusations turn out to be valid. The financial future of your
More than two dozen “take-home” COVID-19 lawsuits have been filed around the country against employers that are being accused of not doing enough to protect workers who then contract the coronavirus and bring it home and infect others in their household. The most prominent action has been happening in California and a handful of other
The more employees are working from home, the greater the risk that their employers’ sensitive date is also being stored on their poorly secured devices and laptops. A new study by Symantec Corp. found many employees are sharing, moving and exposing sensitive company data as part of carrying out the requirements of their jobs, and
A majority of companies are leaving themselves exposed to lawsuits as they take on high-end professional services work and demands grow for expedited deadlines. In fact, a recent report by Forbes Insights and The Hanover found that 40% of small business owners believe they face professional risks, yet they have not purchased professional liability coverage
Engulfment risks are some of the most overlooked hazards in agricultural operations. The most common types of engulfment hazards are in grain silos, where a worker can quickly become trapped and buried by a sudden flow of grain. But there are also a number of engulfment hazards besides grain silos. Workers can also be engulfed
Cal/OSHA has once again extended its COVID-19 Emergency Temporary Standards, which cover employers’ obligations to protect their workers against the coronavirus. This is the third time the ETS has been extended and this one is slated to expire at the end of 2022. It’s being introduced as Cal/OSHA finalizes work on its permanent infectious disease
Question: Is it acceptable for us to be denying vacation requests? Answer: In general, yes. But you should have — and document — a legitimate business reason for doing so. Denying vacation requests will undoubtedly hurt morale, especially if it happens frequently, and low morale leads to higher rates of turnover. Discrimination claims are also
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