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Cal/OSHA’s Set to Implement Permanent COVID Standard

The Cal/OSHA Standards Board is set to vote on a permanent COVID-19 workplace safety standard on Sept. 15, that would take effect at the start of 2023 and last through 2024. The permanent standard will replace the temporary emergency standard that took effect in 2020 after the pandemic started and is set to expire on

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As Risks Rise, You Need a Commercial Umbrella

As a responsible business owner, you no doubt make sure that you are properly insured for any liabilities resulting from damage to other parties. But, imagine the following scenarios: What if a visitor trips and falls at your business, breaking a leg and is unable to work for a few months while they recover? What

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Paid Family Leave Grants for Small Employers

California’s Paid Family Leave program allows California workers to take paid leave to bond with a new child (through birth, adoption or foster care) or to care for a seriously ill family member.  While it’s great for the employee, that can sometimes leave the employer in a bind, particularly a small employer with just a

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New Premium Threshold Set for X-Mod Qualification

Employers whose annual premiums exceed $9,200 in annual premiums need to start paying closer attention to their workers’ compensation policies and safety practices. Under California’s workers’ compensation system rules, starting Sept. 1, if your firm’s premiums exceed this new threshold, it will be issued what’s known as an “X-Mod,” a numerical of your claims history.

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Small Firms Increasingly Need Directors and Officers Coverage

While directors and officers liability has been traditionally thought of as insurance for publicly traded companies, increasingly it’s smaller companies that account for the largest share of exposure among top decision-makers. A study published by the news website Advisen found that over the past 10 years, small businesses accounted for 70% of all D&O insurance

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The All-in-One Business Insurance Solution

Business insurance can get complicated. Organizations need to protect themselves against damage to their property, income they may lose if they have to shut down after their property is damaged, and the risk of lawsuits.    With the risks of natural disasters, crime and other types of losses that separate policies cover, there can be a

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New Cyber Attacks Can Sneak Ransomware onto Your Network

As businesses have gotten wise to malicious e-mails that try to trick their employees into clicking on unfamiliar links in e-mails, cyber criminals have devised a new way to con people into opening up their networks — a method called “BazarCall.”  Ransomware is a type of malicious software (malware) that blocks a user from accessing

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The Dual Threat of Understaffing and New Employees

With business picking up after the pandemic, and many companies forced to operate with more new employees and/or limited staffing, mistakes are bound to happen — and that can be costly. These mistakes can result in workplace accidents, lagging productivity leading to missed deadlines, or errors that result in returns or, in the worst-case scenario,

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The State of the Web-to-Print Software Market

A 2021 study of North American print service providers (PSPs), conducted by Keypoint Intelligence, provides some intriguing clues on the state of the web-to-print software market. There is a fair amount of resistance to web-to-print solutions, often for good, sensible reasons. The major themes can be boiled down to four points surrounding automation, job submission,

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