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As unpredictable weather like the pummeling rains that hit the West Coast in early 2023 grow across the country, businesses that are not properly insured could be left paying for damage to their properties out of pocket.  With flooding events increasing, it’s noteworthy that many companies located in or near flood zones do not carry
At the start of every year, it’s important that businesses take stock of developments in the 12 months prior that may require adjustments to their insurance policies. A number of events, such as purchasing new equipment or expanding to new territories, should prompt you to meet with us to see if you should increase your
The stakes for companies to be hacked are growing with each passing year; the most common way a business’s database and vital information is exposed is due to employees clicking on malicious e-mail links. Many attempts to get employees to open and click on dangerous links are crude and easily detectable. But cyber criminals have
There are many issues that can cause setbacks for print, packaging, label and even creative and design agency businesses. Electrical fires can damage inventory and equipment as well as shut down a business temporarily. Customer injuries can lead to lawsuits, natural disasters can destroy property, and burglaries can result in thousands of dollars of losses
In the waning days of 2022, Congress passed a bipartisan $1.7-trillion spending bill that includes legislation that expands rights for pregnant and nursing employees. The budget bill, which President Biden has signed into law, included the Pregnant Workers Fair Act (PWFA) and the Providing Urgent Maternal Protections for Nursing Mothers Act (PUMP Act). Employers will
Americans are eligible to sign up for Medicare when they turn 65, but more of us are staying in the workforce longer than ever before. In fact, the average retirement age has increased three years in the last three decades. There are a number of issues that Medicare-eligible workers face that your human resources staff
Businesses have learned a painful lesson over the last three years. An emergency can shut them down with little or no warning. Revenue can evaporate overnight, leaving them grasping to somehow continue operating, cover their ongoing bills and pay employees so they won’t leave. Property insurance will pay for repairing or replacing damaged buildings and
Businesses have learned a painful lesson over the last three years. An emergency can shut them down with little or no warning. Revenue can evaporate overnight, leaving them grasping to somehow continue operating, cover their ongoing bills and pay employees so they won’t leave. Property insurance will pay for repairing or replacing damaged buildings and
Businesses have learned a painful lesson over the last three years. An emergency can shut them down with little or no warning. Revenue can evaporate overnight, leaving them grasping to somehow continue operating, cover their ongoing bills and pay employees so they won’t leave. Property insurance will pay for repairing or replacing damaged buildings and
There is a growing threat to companies that use online services to administer their employee benefits and payroll as cyber criminals increasingly exploit these cloud service platforms. The results of a hacker gaining access to the company’s payroll systems, sloshing with cash, as well as employees’ personally identifiable information can be devastating both to the
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