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Most Workers Happy to Let Employers Choose the Right Health Plan

Even though employees have more choices than ever before for their health coverage, most of them still want their employers to choose what is best for them, according to a new survey. Interestingly, while 19% of employees surveyed by the Employee Benefits Research Institute said they would be happy to receive cash instead of benefits,

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New Threat Uses Human Contact to Access Vital Data

One of the newest scams to hit businesses is “social engineering” fraud, and many companies are unknowingly being swept up in the web. Social engineering fraud is the act of influencing others to disclose private company information using various forms of communication, including e-mail, phone, the Internet and even in-person interactions, according to a recent

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Good Housekeeping Yields a Safe Workplace

The manufacturing environment is often a busy and hectic one with high potential for injuries or accidents to occur. Good housekeeping habits can help reduce these hazards. Housekeeping is also an essential part of any effective safety program and a safe workplace can reduce the risk of injuries, which not only put employees in danger

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Avoiding Claims for Invasion of Staff Privacy

Thanks to the information age, advanced testing and technology, it’s easier than ever for employers to monitor their employees to ensure they are doing their jobs. While many employers ask prospective employees to submit to drug testing, physicals and even background investigations, others take employee surveillance to a whole new level by searching their workstations

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Improve Your Cyber Defense: Trim Your Data

As companies spend more money on cyber defense, they are often protecting vast amounts of data that is of little or no business use and some information which, if exposed, could be potentially embarrassing. And if you are like most companies, you have a certain amount of “zombie data” – or information that you may

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Clinton E-mail Scandal a Wake-up Call for Businesses

There are lessons for businesses in the scandal regarding former U.S. Secretary of State Hillary Clinton using her personal e-mail account to conduct government business. And while the jury is still out on just how damaging this was (notwithstanding any legal issues) in Clinton’s case, there are clear and present dangers to any firm that

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ACA Could Spur More Cost-Shifting to Workers’ Comp

As the Affordable Care Act prompts more health plans to use the capitation payment model for health care providers, more treatment costs may be shifted to the workers’ comp system, according to a new study. That would mean higher premiums for employers. The Worker’s Compensation Research Institute (WCRI) analyzed health plans in 30 states and

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The Anthem Breach and Employer Liability

By now you’ve surely read about the massive cyber breach at the second-largest health insurer in the country, Anthem Inc. Hackers breached the insurer’s database with information on its 40 million customers and employees in the US. It’s still not clear just how much information the hackers got their hands on and if that data

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Malingering, the Gray Area in Workers’ Comp Fraud

Nearly 25% of all lost-time workers’ compensation claims are exaggerated, according to the National Insurance Crime Bureau. While only a small percentage of workers’ comp claims are fraudulent, quite a few claims include employees staying away from work even after they’ve been cleared to return by their doctor and when they feel able to work.

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Now Is the Time to Prepare for Health Plan Audits

Compliance requirements of the Affordable Care Act are gradually being implemented, and with each new provision that employers must comply with, the more you have to keep track of. But 2015 is really when the rubber hits the road for ACA compliance. This is the year you’ll learn more than you ever wanted to about

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